Uninsured Motorist Lawyers | San Luis Obispo Personal Injury Attorneys

If you are involved in an accident with an uninsured or underinsured motorist, recovering compensation can be a difficult task.

Fortunately, the attorneys at James McKiernan Lawyers have vast experience obtaining money for auto accident victims in and around San Luis Obispo. When a negligent driver does not hold a car insurance policy or the driver’s policy does not cover your medical or property damages,

knowledgeable legal counsel can use effective tactics to recover monies owed.

Underinsured Motorist Attorneys Serving Santa Maria, CA

Under California law, motorists are required to have liability insurance for all vehicles on the road. Liability insurance pays for property damage and bodily injuries for the party that is not at fault in the accident. However, the Insurance Research Council’s report of uninsured motorists from 2001 estimates that 14% of the motorists in the United States do not carry auto accident insurance, despite most states requiring it.

In California, the minimum insurance requirements for private passenger vehicles are:

Many people choose to purchase the least expensive policy available to lower their monthly or biyearly premiums. But saving a little money upfront can cost big in the long run. And if you are involved in an accident with an underinsured driver, the driver’s insurance policy might not cover your damages. A serious accident may easily cost more than $5,000 in property damage and $15,000 in injury expenses. A San Luis Obispo auto accident lawyer at James McKiernan Lawyers can help you receive enough money to cover your damages.

How to Obtain Compensation

Although the situation is certainly more complicated than with a typical liability claim, you can recover adequate compensation from an uninsured or underinsured motorist. Firstly, you may have uninsured and underinsured motorist coverage under your own insurance policy. After an accident, have your Santa Maria personal injury attorney contact your insurance company and ask about your coverage. Insurance policy documents are lengthy and confusing — you should rely on an uninsured motorist lawyer to review your policy and negotiate with the insurance company.

If you are not covered under your personal insurance policy, you may be able to file a lawsuit against the negligent party’s insurance company. Or, you may be able to sue the at-fault party directly. Let an injury attorney in San Luis Obispo offer legal guidance and recommendations for your unique situation.

Let an Uninsured Motorist Attorney Advocate for You

James McKiernan Lawyers is a law practice is dedicated to fighting for injured victims’ rights. After an accident, mounting medical bills, an inability to work and endless pain can cause frustration for you and your family. We hope to end your suffering and successfully resolve your legal matters. Contact us today or call 800-200-HURT to schedule a free, no-obligation consultation.

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Kristopher R.

Chances are you’re here because you or someone close to you has been hurt. Your life has been turned upside down. The “it’ll never happen to me” mentality gets thrown out the window- No pun intended. And chances are you know someone who knows some lawyer who did a thing and blah blah blah. [READ MORE]

Jamie Lee

They handled my case involving a car accident. They’re extremely polite and professional. Any questions I had they addressed them immediately, I never had to wait for a reply. Everything about my experience with this firm has been the absolute best. I without a doubt recommend them [READ MORE]

Charlie Criner

5 Stars! Outstanding firm dedicated to “righting wrongs” for people in need! So glad I contacted [READ MORE]

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I am so pleased with James Mckiernan and associates! We had the pleasure of Robert Bell, and he was amazing!! He helped us out tremendously, and would highly recommend him again. Thank you so [READ MORE]

Howard Harvey

Mr. John Hayes had assisted my wife in a settlement and help take good care of her accident claim. He helped to ensure that she receive full compensation through recourse of mediation and gave her security that she was being led in a rightful [READ MORE]

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